Michael Graham

Michael Graham

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$450,000

($236,346 down)
FHA

9400 Lilac Drive, Forest Falls, CA 92339

3
2
1,632 sqft
PITI Monthly
$1,833.39 /mo

Listing courtesy of: BETTY GILES, KELLER WILLIAMS REALTY

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,046 /mo
$1,611 /mo

What's Special

FRESH PAINT
SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
HOME OFFICE
DECK
CHARMING
COZY

Tucked away in the serene beauty of Forest Falls, this charming mountain getaway blends rustic character with modern updates—perfect for those seeking peace, privacy, and a connection to nature. Originally built in 1928 and thoughtfully restored in the 1980s, the home has just undergone recent updates, offering comfort, efficiency, and timeless style. Step into the vaulted-ceiling living room, where a cozy wood stove set against a stone hearth invites you to relax after a day outdoors. The open layout flows into a spacious kitchen with updated cabinets, stainless steel appliances, and plenty of room to gather. New flooring downstairs, fresh paint throughout, and a newer mini-split system with dual compressors ensure year-round comfort. A whole-house and attic fan adds even more energy efficiency. With two main-floor bedrooms and a full bath, plus a private upstairs primary suite and loft, there’s room for family, friends, or a peaceful home office. Enjoy the sounds of nature from the covered deck wrapping around two sides of the home—ideal for morning coffee or stargazing nights. Just a short walk takes you to the stunning Big Falls Waterfall and scenic hiking trails. Whether you're looking for a full-time residence or a weekend escape, this beautifully updated forest home is ready to welcome you home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,833.39/mo
Estimated Loan Balance
$215,016
Cash to close
$236,346
Interest Paid
$36,879

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: SeeRemarks, WholeHouseFan
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, LivingRoom, WoodBurning, WoodBurningStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1928
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, HorseTrails, Hunting, Mountainous, NearNationalForest, Rural
HOA
  • Has HOA: No
Location
  • Region: Forest Falls

Financial Details

  • Price per Sqft: $275.74
  • Tax Annual Amount: $5625
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $236,346 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $236,346!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$213,654
Your Cash:$236,346
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,046/mo
Traditional @ 7.15%
$1,671/mo
You save $625/month ($7,500/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25097864

Listing From:

Last updated: 2025-05-03T00:46:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,046 /mo
$1,611 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $236,346 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $236,346!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$213,654
Your Cash:$236,346
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,046/mo
Traditional @ 7.15%
$1,671/mo
You save $625/month ($7,500/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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