Michael Graham

Michael Graham

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$1,100,000

($252,592 down)
VA

7882 Inception Way, San Diego, CA 92108

3
4
1,555 sqft
PITI Monthly
$5,608.83 /mo

Listing courtesy of: Rachel Erwin, Rachel E Realty

Assumed Rate

3.75%
7.15%

Principal & Interest

$4,163 /mo
$6,071 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
HOME OFFICE
DECK
CLUBHOUSE
WALKING TRAILS
PLAYGROUND

At the sought-after community of Origen at Civita, modern design meets urban convenience in the heart of Mission Valley. This stylish 3-story townhome first welcomes you with its inviting front porch off a lush community courtyard and then again with a dramatic 2-story staircase upon entering the home. The versatile first floor includes a full bedroom and bathroom, perfect for guests or a home office, along with an epoxy-coated 2-car garage for durability and easy maintenance. Upstairs, enjoy an open-concept layout ideal for entertaining, with a spacious living, dining, and kitchen area that seamlessly connects to a private deck. The chef’s kitchen boasts a large island with quartz countertops, abundant cabinetry, custom tile backsplash, and sleek stainless steel appliances. Retreat to the top floor, where two generously sized bedrooms are smartly separated for privacy—each with ensuite baths and a laundry closet conveniently located between them. The primary suite impresses with soaring ceilings, a private retreat space with wardrobe closet, and a spa-inspired bath. Additional highlights include dual-zone HVAC, plantation shutters, brand new Berber carpet, hardwood and tile flooring, and a neutral color palette throughout. Set within Civita—an award-winning master-planned community—you’ll have access to resort-style amenities including two pools, a state-of-the-art gym, clubhouse, 14-acre park, dog parks, playgrounds, walking trails, and more. All just minutes from premier shopping, downtown San Diego, Snapdragon Stadium, public transit, and major freeways.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 0 months
Monthly PITI
$5,608.83/mo
Estimated Loan Balance
$848,918
Cash to close
$252,592
Interest Paid
$98,365

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Dual, Gas, Zoned
  • Heating: ForcedAir, NaturalGas, Zoned
Features
  • Materials: Stone, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Lap, SolarHeat, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Stone, Stucco
  • Roof: Composition
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mission Valley
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Origen @ Civita & Civita
  • HOA Amenities: Unknown
  • HOA Fee: $369
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $707.4
  • Tax Annual Amount: $13750
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $252,592 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $252,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$847,408
Your Cash$252,592
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$4,163/mo
Traditional @ 7.15%
$6,298/mo
You save $2,135/month ($25,616/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025793SD

Listing From:

Last updated: 2025-05-02T03:46:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$4,163 /mo
$6,071 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,592 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $252,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$847,408
Your Cash$252,592
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$4,163/mo
Traditional @ 7.15%
$6,298/mo
You save $2,135/month ($25,616/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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