Michael Graham

Michael Graham

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$700,000

($445,452 down)
VA

6532 Sutter Avenue, Carmichael, CA 95608

3
2
1,471 sqft
PITI Monthly
$1,628.83 /mo

Listing courtesy of: Dan Ellison, GUIDE Real Estate

Assumed Rate

4.2%
7.15%

Principal & Interest

$1,462 /mo
$2,019 /mo

What's Special

FRESH PAINT
PATIO

In the city but feels like country. Come explore your options with nearly 2 acres of land with 3 bedrooms, 2 baths, and a sparkling pool just in time for Summer. With wide open space in the back yard for gardening, raising horses, cows, or chickens, and entertaining. Several fruit and nut trees on the proeprty include leachee, plum pecans and walnut trees. Open floor plan keeps you connected while entertaining. With the thick 8 inch outer walls it is cooler in the summer and warmer in the winter. Recents improvements include fresh paint inside and out, insulation, new gutters, new roof, new carpet, and a back patio was put in 5-6 years ago. Don't miss your chance to live in the heart of Carmichael near ammenities with open space to roam!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.2
Remaining Loan Term
22 years, 5 months
Monthly PITI
$1,628.83/mo
Estimated Loan Balance
$257,463
Cash to close
$445,452
Interest Paid
$88,605

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Stone

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Other
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1967
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Carmichael

Financial Details

  • Price per Sqft: $475.87
  • Tax Annual Amount: $
  • On Market Date: 2025-05-02T16:20:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $445,452 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $445,452!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$254,548
Your Cash:$445,452
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$1,462/mo
Traditional @ 7.15%
$2,095/mo
You save $633/month ($7,591/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225056260

Listing From: MLS Metrolist

Last updated: 2025-05-02T16:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$1,462 /mo
$2,019 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $445,452 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $445,452!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$254,548
Your Cash:$445,452
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$1,462/mo
Traditional @ 7.15%
$2,095/mo
You save $633/month ($7,591/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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