Michael Graham

Michael Graham

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$675,000

($53,944 down)
FHA

545 High Point Drive, Longmont, CO 80504

3
3
2,360 sqft
PITI Monthly
$4,933.53 /mo

Listing courtesy of: Martin Mata, Redfin Corporation

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,975 /mo
$4,311 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
DECK

This beautiful, bright, and open two-story home in Highlands at Fox Hill is just two years old and backs to open space, boasting scenic views. With modern finishes throughout, the home is flooded with natural light and truly move-in ready. The kitchen is a standout, featuring granite countertops, a large island, stainless steel appliances, double ovens, and a gas range with a hood. The adjacent dining area offers walk-out access to a large deck, ideal for outdoor dining. The upper level includes a spacious loft and three well-sized bedrooms, including the primary suite with a sleek five-piece bathroom and walk-in closet. Two additional bedrooms share a full bathroom with dual sinks, and the upper-level laundry room adds convenience. The unfinished walkout basement provides potential for future expansion. Recent updates since 2023 include fencing, rock beds, and new grass. Enjoy access to fast fiber internet through NextLight, Longmont's city provider, with everything you need just a 5-minute drive away. Outdoor enthusiasts will appreciate miles of nearby trails, and the play park right out front is ideal for kids. This home strikes a perfect balance of modern living, convenience, and a peaceful setting.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 9 months
Monthly PITI
$4,933.53/mo
Estimated Loan Balance
$623,756
Cash to close
$53,944
Interest Paid
$90,176

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Concrete, Vinyl, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: HIGHLANDS SUB FINAL
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Vintage Corporation
  • HOA Amenities: Unknown
  • HOA Fee: $453
  • HOA Frequency: $Annually
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $286.02
  • Tax Annual Amount: $4073
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $53,944 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $53,944!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$621,056
Your Cash$53,944
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,975/mo
Traditional @ 7.15%
$4,471/mo
You save $496/month ($5,950/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3402579

Listing From: recolorado

Last updated: 2025-05-02T18:40:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,975 /mo
$4,311 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,944 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $53,944!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$621,056
Your Cash$53,944
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,975/mo
Traditional @ 7.15%
$4,471/mo
You save $496/month ($5,950/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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