$735,000
($465,954 down)476 Lone Spur Drive, Folsom, CA 95630
PITI Monthly
Listing courtesy of: Keith M Gilbert, Focus Real Estate
Assumed Rate
3.5%
7.15%Principal & Interest
$1,715 /mo
$2,580 /moWhat's Special
Just in time for summer!! With a spacious backyard including a pool with waterfall, privacy, foothill views, and a pergola; you will love enjoying the summer nights here. Located walking distance from top rated Russell Ranch Elementary School, minutes from freeway access, Costco, and bike trails, this is an excellent location to enjoy all that Folsom has to offer. Featuring 4 bedrooms, with a bedroom and full bathroom downstairs, along with a large primary bedroom with two spacious closets. Currently the only Elliott Homes Dover model available in Folsom with a pool, this is a great opportunity to be in a wonderful location and a floorplan that checks all the boxes.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
3.5
Remaining Loan Term
17 years, 6 months
Monthly PITI
$2,202.36/mo
Estimated Loan Balance
$272,741
Cash to close
$465,954
Interest Paid
$144,364
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: Ceiling Fan(s), Central
- Heating: Central
Features
- Materials: Stone, Stucco, Frame
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Gas Piped
- Flooring: Carpet, Laminate, Tile
Exterior
Fencing
- Fencing: Back Yard
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected, Public Sewer
- Water Source: Meter on Site, Public
Pool
- Has Pool: Yes
- Pool Features: Built-In
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style: Contemporary
Materials
- Stone, Stucco, Frame
- Roof: Tile
Condition
- Year Built: 2005
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features:
HOA
- Has HOA: Yes
- HOA Name:
- HOA Amenities: Unknown
- HOA Fee: $165
- HOA Frequency: $Quarterly
Location
- Region: Folsom
Financial Details
- Price per Sqft: $397.08
- Tax Annual Amount: $
- On Market Date: 2025-05-02T23:20:03.000Z
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $465,954!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225056788
Listing From: MLS Metrolist
Last updated: 2025-05-03T00:10:00.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.5%
7.15%Principal & Interest
$1,715 /mo
$2,580 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $465,954!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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