Michael Graham

Michael Graham

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$825,500

($284,262 down)
VA

4533 Olive Avenue, La Mesa, CA 91942

2
1
784 sqft
PITI Monthly
$4,656.35 /mo

Listing courtesy of: Lorelei Nielsen, Berkshire Hathaway HomeService

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,580 /mo
$3,701 /mo

What's Special

REMODELED
SPACIOUS
MOVE-IN READY
MODERN
OUTDOOR LIVING SPACE

La Mesa Charmer – Big Yards, Bold Updates & BBQ Bliss! Literally, Move-In Ready. Perfect Starter Home • 2 Bedroom/ 1 Bath/ Room to Add-on or Up. Enjoy a spacious, sun-filled yard filled with vibrant flowers and fruit trees, plus an expansive outdoor living space complete with a built-in BBQ and wall-to-wall grilling area—ideal for entertaining. Inside, you'll find a remodeled kitchen and bathroom, modern finishes, and comfortable living throughout. A detached storage unit adds extra convenience. New Sump Pump installed. Termite and physical inspections are complete. Sadly, Sellers are relocating overseas—But, YOU can be the lucky owner.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.82
Remaining Loan Term
28 years, 10 months
Monthly PITI
$4,656.35/mo
Estimated Loan Balance
$541,739
Cash to close
$284,262
Interest Paid
$43,356

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir, Gas, WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: ExcellentCondition, Vinyl, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: CapeCod
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Foothills, Golf, Hiking, Lake, Park, Rural, Suburban
HOA
  • Has HOA: No
Location
  • Region: La Mesa

Financial Details

  • Price per Sqft: $1,052.93
  • Tax Annual Amount: $10318.8
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,262 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $284,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$541,238
Your Cash$284,262
Total Purchase Price:$825,500

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,580/mo
Traditional @ 7.15%
$3,839/mo
You save $259/month ($3,112/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2504009

Listing From:

Last updated: 2025-05-02T20:38:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,580 /mo
$3,701 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,262 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $284,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$541,238
Your Cash$284,262
Total Purchase Price:$825,500

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,580/mo
Traditional @ 7.15%
$3,839/mo
You save $259/month ($3,112/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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