Michael Graham

Michael Graham

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$850,000

($306,992 down)
VA

420 Graham Circle, Erie, CO 80516

5
5
3,769 sqft
PITI Monthly
$3,224.53 /mo

Listing courtesy of: Kimberly Brown, Coldwell Banker Realty 24

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,495 /mo
$4,002 /mo

What's Special

LUXURY
HARDWOOD FLOORS
FINISHED BASEMENT

Stunning 5-Bed, 5-Bath Home with Finished Basement, 2nd Kitchen & Designer Upgrades This meticulously upgraded 5-bedroom, 5-bathroom home with an oversized 3-car garage blends luxury, function, and thoughtful design in a highly desirable neighborhood. From the moment you step inside, you’ll appreciate the elegant hardwood floors on the main level and upstairs hallway, new carpet in the secondary bedrooms and stairs, and stylish halo can lighting throughout. The open-concept main level is perfect for everyday living and entertaining, featuring a chef-inspired kitchen with a new sink, fresh trim paint, and upgraded ceiling fans in every room. The fully finished basement is an impressive extension of the living space, complete with electrical, plumbing, drywall, fixtures, custom paint, a second kitchen, Murphy door, durable epoxy floors, and two accordion closet doors. The garage is a dream setup for car lovers and DIYers—featuring epoxy flooring, tire storage racks, slat walls, custom cabinetry (New Age), and premium upgrades including a lift system, air compressor, built-in speakers, and LED lighting (Garage Smart). Additional highlights include a hurricane-resistant screen door, Door Devil security reinforcement, Nest hardwired WiFi smoke/CO detectors, updated plumbing lines, whole-home humidifier, fresh landscaping, dusk/dawn exterior sconce lights, Rachio smart sprinkler controller, and integrated fertilizer system. This home is a rare opportunity—where luxury, comfort, and smart upgrades come together beautifully.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,224.53/mo
Estimated Loan Balance
$595,515
Cash to close
$306,992
Interest Paid
$65,195

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Linoleum, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Concrete
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Canyon Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Canyon Creek South II
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: Erie

Financial Details

  • Price per Sqft: $225.52
  • Tax Annual Amount: $6152
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $306,992 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $306,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$543,008
Your Cash$306,992
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,495/mo
Traditional @ 7.15%
$4,152/mo
You save $1,656/month ($19,877/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8346316

Listing From: recolorado

Last updated: 2025-05-03T02:49:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,495 /mo
$4,002 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $306,992 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $306,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$543,008
Your Cash$306,992
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,495/mo
Traditional @ 7.15%
$4,152/mo
You save $1,656/month ($19,877/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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