Michael Graham

Michael Graham

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$1,799,000

($1,013,200 down)
VA

4048 Raffee Dr, San Diego, CA 92117

4
3
2,380 sqft
PITI Monthly
$5,750.09 /mo

Listing courtesy of: Bridget Potterton, Keller Williams San Diego Metro

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,576 /mo
$5,856 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
HOME OFFICE
DECK
PATIO
CUL-DE-SAC

Welcome to your dream home! This spacious 4-bedroom, 3-bath home on a cul-de-sac, offers comfort, style, and functionality throughout. The inviting living room features a warm fireplace, ideal for relaxing evenings. The heart of the home is the beautifully appointed kitchen, boasting abundant counter space, a walk-in pantry, and a seamless flow into the dining room—perfect for entertaining or family gatherings. Retreat to the luxurious primary suite complete with a walk-in closet and a spa-like bathroom featuring a sunken jetted tub for ultimate relaxation. Step out onto the expansive second-floor deck and take in stunning views—ideal for morning coffee or evening sunsets. Three additional bedrooms provide ample space for family, guests, or a home office. The backyard is your personal oasis, featuring low-maintenance turf, a built-in firepit, and a covered patio with a misting system to keep you cool on warm days. Close to Mission Bay and Fiesta Island parks, shopping, dining, and minutes away from the 5 freeway. This home combines comfort, practicality, and outdoor living at its best. Don’t miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 10 months
Monthly PITI
$5,750.09/mo
Estimated Loan Balance
$787,514
Cash to close
$1,013,200
Interest Paid
$97,634

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Clairemont
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $755.88
  • Tax Annual Amount: $22487.5
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,013,200 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $1,013,200!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$785,800
Your Cash:$1,013,200
Total Purchase Price:$1,799,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,576/mo
Traditional @ 7.15%
$6,074/mo
You save $2,498/month ($29,972/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026381SD

Listing From:

Last updated: 2025-05-03T04:53:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,576 /mo
$5,856 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,013,200 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $1,013,200!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$785,800
Your Cash:$1,013,200
Total Purchase Price:$1,799,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,576/mo
Traditional @ 7.15%
$6,074/mo
You save $2,498/month ($29,972/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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