Michael Graham

Michael Graham

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$629,900

($186,519 down)
FHA

3520 Rosewood Place, Riverside, CA 92506

2
2
1,645 sqft
PITI Monthly
$3,196.06 /mo

Listing courtesy of: Jennifer Harrison, Remax Horizon

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,030 /mo
$3,269 /mo

What's Special

DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
FIREPLACE
PATIO
COZY

Welcome to this gorgeous Colonial-style home in the ever popular Wood Street Neighborhood. Originally a certified Medallion Home, it exudes charm in its truest form. This unique 2-story offers 2 cozy bedrooms and 1¾ baths, giving the perfect blend of character and functionality. From the moment you pull up, the curb appeal will steal your heart! Step inside, and you’ll find a spacious living room featuring a stunning brick fireplace — the ideal spot for chilly nights and relaxation. Storage is a breeze with a clever closet tucked beneath the stairs. You will love the rich, original hardwood floors in the dining room. The kitchen has gorgeous custom cabinetry, Corian countertops, and laminate/wood floors. If you love natural light, you’ll adore the skylights and garden window that fill the space with warmth. Bonus points for recessed lighting and a breakfast bar where you can enjoy your morning coffee or entertain friends. The downstairs bedroom has a recently updated en-suite bathroom for ultimate convenience and a roomy closet. Plus, the indoor laundry room off the kitchen has a gas line for a gas dryer, though the electric option is still available too — so you have the flexibility to choose. Upstairs, you'll find a huge primary suite, complete with its own dormer windows that bathe the room in natural light. There's a sweet little retreat area too with endless possibilities of a den, office, nursery, or whatever your choosing! The ¾ primary bath is recently updated & just the right size for comfort and functionality. Plenty of closet space as well! With the option of central AC or a whole house fan to keep things cool on those warm summer evenings, you can save on your electric bill without sacrificing comfort. Outside, the covered patio is perfect for entertaining or just relaxing, and the detached shed is wired for electricity — use it as a workshop, storage, or even a mini studio! This home is a true find, blending classic charm with modern updates in all the right ways. You will be just minutes from Riverside Community Hospital, Riverside City College and the Riverside Plaza. have cozy seat in your driveway for the 4th of July Fireworks show at the popular Mount Rubidoux!! Come see this one for yourself — you won’t want to miss it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,196.06/mo
Estimated Loan Balance
$445,248
Cash to close
$186,519
Interest Paid
$52,711

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Colonial
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $382.92
  • Tax Annual Amount: $7873.75
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $186,519 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $186,519!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$443,381
Your Cash$186,519
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,030/mo
Traditional @ 7.15%
$3,391/mo
You save $1,361/month ($16,331/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25091754

Listing From:

Last updated: 2025-05-03T13:44:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,030 /mo
$3,269 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,519 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $186,519!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$443,381
Your Cash$186,519
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,030/mo
Traditional @ 7.15%
$3,391/mo
You save $1,361/month ($16,331/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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