Michael Graham

Michael Graham

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$420,000

($36,252 down)
FHA

3083 N Macy Street, San Bernardino, CA 92407

2
1
916 sqft
PITI Monthly
$3,260.33 /mo

Listing courtesy of: Francisco Perpuly, EXP REALTY OF CALIFORNIA INC

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,493 /mo
$2,653 /mo

What's Special

SPACIOUS
PATIO
CHARMING
COZY

Charming Home in Muscoy with Expansive Backyard! This ?cozy 2-bedroom, ?1-bathroom home sits on a generous lot, offering ample space and flexibility. Features include a large RV gate with plenty of parking, horse-friendly zoning, and full perimeter fencing for privacy. Outdoor amenities include automatic front yard sprinklers, a covered front patio, and a spacious covered back patio—perfect for entertaining, barbecues, or family gatherings. The massive backyard is ideal for hosting parties or creating your dream outdoor space?. Conveniently located just minutes from Cal State San Bernardino. This home is ?ELIGIBLE FOR FHA ?203K.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,260.33/mo
Estimated Loan Balance
$385,332
Cash to close
$36,252
Interest Paid
$50,821

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: EvaporativeCooling
  • Heating: None
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1940
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $458.52
  • Tax Annual Amount: $5250
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,252 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $36,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$383,748
Your Cash$36,252
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,493/mo
Traditional @ 7.15%
$2,752/mo
You save $259/month ($3,105/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25097809

Listing From:

Last updated: 2025-05-03T14:07:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,493 /mo
$2,653 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,252 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $36,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$383,748
Your Cash$36,252
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,493/mo
Traditional @ 7.15%
$2,752/mo
You save $259/month ($3,105/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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