Michael Graham

Michael Graham

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$724,999

($178,101 down)
VA

2770 Sparta Rd UNIT 8, Chula Vista, CA 91915

4
3
1,465 sqft
PITI Monthly
$3,642.65 /mo

Listing courtesy of: Carson Roberts, Weichert SoCal

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,671 /mo
$3,890 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
MASTER SUITE

Rarely available, this stunning corner home offers incredible natural light and beautiful views from nearly every room. Freshly painted with brand-new carpet, it features an open-concept kitchen with granite countertops, a large island, and a spacious dining area. This unique home includes four bedrooms, two full baths, plus a convenient guest bath downstairs. The bright master suite boasts a large walk-in closet and a beautiful bath with marble-style counters, separate tub, and shower. Laundry is upstairs—no more hauling loads up and down! Enjoy a two-car garage, AC unit, and tankless water heater. Located across from the Olympic Training Center and near Mountain Hawk Park, perfect for biking and walks. You’re also close to top-rated schools, amazing dining, shopping, entertainment, and the 125 Toll Road. Low Mello-Roos! Don’t miss this opportunity—homes like this go fast!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,642.65/mo
Estimated Loan Balance
$576,000
Cash to close
$178,101
Interest Paid
$56,365

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SeeRemarks
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Action Propertty Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $324
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $494.88
  • Tax Annual Amount: $9062.49
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,101 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $178,101!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$546,898
Your Cash$178,101
Total Purchase Price:$724,999

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,671/mo
Traditional @ 7.15%
$4,035/mo
You save $1,365/month ($16,375/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026390SD

Listing From:

Last updated: 2025-05-03T04:48:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,671 /mo
$3,890 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,101 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $178,101!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$546,898
Your Cash$178,101
Total Purchase Price:$724,999

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,671/mo
Traditional @ 7.15%
$4,035/mo
You save $1,365/month ($16,375/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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