Michael Graham

Michael Graham

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$164,900

($77,792 down)
FHA

216 TREE TOP Avenue, Sierra Vista, AZ 85635

3
2
1,225 sqft
PITI Monthly
$929.08 /mo

Listing courtesy of: Lindsay Vivian, Keller Williams Southern AZ

Assumed Rate

4.55%
7.15%

Principal & Interest

$628 /mo
$833 /mo

What's Special

INVESTORS
SHOPPING
DINING
NO HOA

Unlock the potential! A diamond in the rough located in the heart of Sierra Vista, this 3-bedroom, 2-bath home sits on a generously sized lot in an established neighborhood and offers a fantastic opportunity for investors or handy buyers looking to create their dream home. With solid bones and a functional layout, this property is being sold in present condition, making it perfect for those ready to roll up their sleeves and bring their vision to life. There's plenty of room to reimagine the kitchen, update the baths, and personalize the living spaces. The large backyard offers a blank slate for creating your own outdoor oasis or entertaining space. No HOA, close to shopping, dining, schools, and Fort Huachuca.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
16 years, 5 months
Monthly PITI
$929.08/mo
Estimated Loan Balance
$87,405
Cash to close
$77,792
Interest Paid
$66,237

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame
  • Roof: Built-Up
Condition
  • Year Built: 1960
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: WHISPERING HILLS
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sierra Vista

Financial Details

  • Price per Sqft: $134.61
  • Tax Annual Amount: $759
  • On Market Date: 2025-05-01T16:30:09.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $77,792 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $77,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$87,108
Your Cash$77,792
Total Purchase Price:$164,900

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$628/mo
Traditional @ 7.15%
$864/mo
You save $235/month ($2,825/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6859639

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-01T18:40:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$628 /mo
$833 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,792 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $77,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$87,108
Your Cash$77,792
Total Purchase Price:$164,900

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$628/mo
Traditional @ 7.15%
$864/mo
You save $235/month ($2,825/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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