Michael Graham

Michael Graham

Property SearchContact
primary-1
primary-2primary-3
Active

$524,999

($426,675 down)
FHA

124 E 3rd Street, San Bernardino, CA 92410

3
3
2,902 sqft
PITI Monthly
$1,587.14 /mo

Listing courtesy of: Stephen Ganzon, Abundance Real Estate

Assumed Rate

5%
7.15%

Principal & Interest

$772 /mo
$971 /mo

What's Special

DINING
SPACIOUS
HOME OFFICE
COZY

Welcome to this beautifully maintained 3-bedroom, 3.5-bathroom home, offering 2,396 square feet of thoughtfully designed living space. From the moment you enter the main level, you'll be greeted by an abundance of natural light, a spacious layout, and generously sized rooms that provide both comfort and versatility. the home also offers practical features such as a dedicated laundry room and plenty of storage throughout. The main level features a warm and inviting living area, a well-equipped kitchen with ample counter space, and a cozy dining area ideal for everyday meals or entertaining. Upstairs, the primary suite offers a private retreat with its own en-suite bath and generous closet space, while two additional bedrooms share a full bath—perfect for family, guests, or a home office. One of the standout features of this home is a separate downstairs room with its own private bathroom and entrance. Whether used as a guest suite, in-law casita, or income-generating rental, this flexible space offers exceptional potential. Wether it's your starter home or an investment property, this home is a true gem. Don’t miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5
Remaining Loan Term
15 years, 2 months
Monthly PITI
$1,587.14/mo
Estimated Loan Balance
$110,306
Cash to close
$426,675
Interest Paid
$91,932

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $180.91
  • Tax Annual Amount: $6562.49
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $426,675 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $426,675!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$98,324
Your Cash:$426,675
Total Purchase Price:$524,999

Assumed vs Traditional Mortgage

Assumed @ 5%
$772/mo
Traditional @ 7.15%
$1,007/mo
You save $235/month ($2,825/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25080294

Listing From:

Last updated: 2025-05-02T18:36:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5%
7.15%

Principal & Interest

$772 /mo
$971 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $426,675 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $426,675!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$98,324
Your Cash:$426,675
Total Purchase Price:$524,999

Assumed vs Traditional Mortgage

Assumed @ 5%
$772/mo
Traditional @ 7.15%
$1,007/mo
You save $235/month ($2,825/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

exp realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.