Michael Graham

Michael Graham

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$547,000

($215,711 down)
FHA

10711 Four Bears Drive, Bakersfield, CA 93312

4
3
2,777 sqft
PITI Monthly
$2,537.68 /mo

Listing courtesy of: Marielle Epstein, 1st Point Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,544 /mo
$2,449 /mo

What's Special

REMODELED
LARGE CENTER ISLAND
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
FIREPLACE
VAULTED CEILINGS
PATIO
CHARMING
COZY

Charming & Spacious Burlington Lennar Home with Designer Touches! Welcome to this beautifully updated 4-bedroom, 3-bathroom Burlington Lennar Model home, offering 2,777 sq ft of elegant living space on a generous 10,018 sq ft lot. From the moment you step inside, you'll be captivated by the soaring high ceilings, striking arched entryway, and the grand living room that sets the stage for both comfort and sophistication. This home features a fully remodeled kitchen with granite slab countertops, a stylish tiled backsplash, updated appliances, recessed lighting, and a large center island perfect for cooking, gathering, and entertaining. The open floor plan flows effortlessly through the living and dining areas, enhanced by beautiful new hardwood floors, crown molding, updated light fixtures, and ceiling fans throughout. One bedroom and a full bathroom are conveniently located on the first floor ideal for guests or multigenerational living. The luxurious primary suite upstairs boasts vaulted ceilings and a remodeled on-suite bathroom with a spa-like stand-up shower and a relaxing jacuzzi-style tub. Enjoy cozy evenings with three fireplaces spread throughout the home, creating inviting warmth and ambiance in multiple living areas. Stay cool year-round with a brand-new AC unit, ensuring comfort no matter the season. Outside, the expansive 10,018 sq ft lot offers a spacious backyard with endless potential whether you're dreaming of a garden retreat and/ or custom patio. The 3-car garage adds convenience and plenty of storage for all your needs. This move-in-ready gem blends timeless charm with modern upgrades don't miss the chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,537.68/mo
Estimated Loan Balance
$465,843
Cash to close
$215,711
Interest Paid
$42,823

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, LivingRoom
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Tile
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $196.98
  • Tax Annual Amount: $6837.5
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $215,711 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $215,711!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$331,289
Your Cash$215,711
Total Purchase Price:$547,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,544/mo
Traditional @ 7.15%
$2,540/mo
You save $996/month ($11,951/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 25532037

Listing From:

Last updated: 2025-05-02T18:05:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,544 /mo
$2,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,711 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $215,711!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$331,289
Your Cash$215,711
Total Purchase Price:$547,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,544/mo
Traditional @ 7.15%
$2,540/mo
You save $996/month ($11,951/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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